FIRE Planner
Estimate your financial independence number, years to FI, and whether your current path is approaching coast-FIRE territory.
Financial independence is a system, not a slogan
The FIRE planner centers on annual expenses, savings rate, current investments, expected return, and the gap between your portfolio and your target independence number.
- Annual expenses and FI number
- Income, savings rate, and investable surplus
- Current invested assets
- Expected return assumptions
- Years to FI and coast-FIRE check
What the planner will show
FI number
A target based on annual expenses and a sustainable withdrawal assumption.
Years to FI
A projection based on your current investments and ongoing savings rate.
Coast-FIRE progress
Whether current investments may be enough to compound toward FI by retirement age.
Model the first version of your path.
Use the compound interest calculator to test savings and return assumptions.
Investify provides educational tools and information only — not financial, tax, or investment advice. Results are estimates. Consult a qualified professional before making decisions.